Board Committees

ALCO - Asset and Liability Committee

This Committee has oversight responsibilities in regard to asset and liability management, liquidity management and contingency planning with respect to the Bank.

Audit Committee

This Committee oversees the Company’s and the Bank’s accounting and financial reporting processes, the audits of financial statements, and oversees and monitors the role of the Internal Audit function.

DCC - Directors Credit Committee

This Committee oversees the credit and lending strategies and objectives of the Bank and reviews the strategies to develop and achieve the credit and lending goals of the Bank.

ICR - Independent Credit Review Committee

This Committee supports an overall culture of prudent credit risk at the Bank. The Committee provides governance, direction, and oversight for an effective ICR function of the Bank.

BOTC – Operations and Technology Committee

This Committee provides guidance, direction, and oversight for an effective Information Technology, Operations, Marketing and Vendor Management functions of the Bank.